LOL You are right! I was counting 2008, 9, 10,11,12,1,2,3 (for 11, 12, 13) not 12,13,14,15. haha But in my defense I've not gone to bed yet. It's going on noon here. 
Yes I'll pay them in december or sooner if I can get my parents to pay them down or off in the mean time.