cancel
Showing results for 
Search instead for 
Did you mean: 

Should I put multiple accounts on one DV letter?

tag
SamsungHDTV
Established Contributor

Should I put multiple accounts on one DV letter?

Portfolio Recovery Associates has more than one account they are reporting to the CRAs.

 

 

Is it a good idea to put more than one account on the same DV letter? Thoughts?

Message 1 of 4
3 REPLIES 3
Shogun
Moderator Emeritus

Re: Should I put multiple accounts on one DV letter?

I would send a DV for each one.  Being sure to mark it as not a dispute but a request for validation.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 4
RobertEG
Legendary Contributor

Re: Should I put multiple accounts on one DV letter?

The DV process is one of the rare provisions wherin a consumer is under a period for response.

I would keep them separate, if for no reason other than a clean record if some timeliness issue should arise.

They might, for example, hold that one or more of the collections are not sufficiently identified in order to invoke a cease collection bar,

Message 3 of 4
SamsungHDTV
Established Contributor

Re: Should I put multiple accounts on one DV letter?

Thanks for the input guys.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.