Should I remove old paid accounts w/ bad comments

[Anonymous]

My history is pretty bad, I was young and stupid and figured it wouldn't come back to bite me. My current Experian Score is 592, but about 6 months ago it was 542. I have 7 accounts in collections, one installment account that is current and w/ $0 balance, one credit card with $500 limit and only $29 balance. I've had the credit card for a little over a year and always been on time. I'm working on paying the collection accounts (it used to be 11 accounts).

I'm trying to raise my credit score, and slowly but surely I'm paying off my debts, but I have a question about my two oldest accounts. Should I ask for them to be removed from my credit report? I feel that the comments "Credit line closed-grantor request-reported by subscriber" and "Paid: was a charge-off" are hurting my score. Or should I leave them since they are old and paid?

Account 1

Acct Name: Ford Credit

Acct Type: Auto Loan

Date Opened: 10/1/2001

Acct Status: Closed

Payment Status: Paid, was a charge-off

Account 2

Acct Name: Wells Fargo Banck

Acct Type: Credit Card

Date Opened: 8/1/2002

Acct Status: Closed

Payment Status: Paid satisfactorily

High Balance: $911

Limit: $500

Terms: Revolving

Comments: Credit line closed-grantor request-reported by subscriber

[Anonymous]

Account 1

Acct Name: Ford Credit

Acct Type: Auto Loan

Date Opened: 10/1/2001

Acct Status: Closed

Payment Status: Paid, was a charge-off

Account 2

Acct Name: Wells Fargo Banck

Acct Type: Credit Card

Date Opened: 8/1/2002

Acct Status: Closed

Payment Status: Paid satisfactorily

High Balance: $911

Limit: $500

Terms: Revolving

Comments: Credit line closed-grantor request-reported by subscriber

[llecs]

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