Should I send my GW now or wait?

Edward0215 · ‎09-09-2013

Hi all,

I paid two first premier accounts for less than full balance settlement last week. I sent a goodwill the day after and got a response today that they received my payments and to wait for my account to update $0 balance and settled for less than full amount and that that they can only report accurate info and cannot delete.

My question is was it too early? When should I send my next GW? How often should I sent a GW to same address?

Thank you all in advanced

Exp 691 TU 664 FICO 9/22/14

Starting Score: 536
Current Score: 673
Goal Score: 700

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llecs · ‎09-09-2013

I would wait for it to update then resend the GW.

Per frequency, I'd send a new round of GWs each month (call and fax too) and continually add new addresses while sending to the old.

SunriseEarth · ‎09-09-2013

@Edward0215 wrote:
Hi all,

I paid two first premier accounts for less than full balance settlement last week. I sent a goodwill the day after and got a response today that they received my payments and to wait for my account to update $0 balance and settled for less than full amount and that that they can only report accurate info and cannot delete.

Ugh. People get TLs deleted all the time from GW letters and calls. The information that they report is required to be accurate, but they're not required to report any information at all. Just keep trying. Persistence is key. Good luck!