10-10-2012 06:54 PM
Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
10-10-2012 06:57 PM
Try for PFDs first. Maybe you can get some of them off that way. Don't just pay and hope for a GW, it may come to this later, but give the PFDs a try first.
Starting Score: 50410-10-2012 07:00 PM
Queeniam wrote:Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
Is it a valid debt?
10-11-2012 04:37 AM
What do you mean by valid debt????
10-11-2012 04:37 AM
whatIll what is a PFD?
10-11-2012 04:52 AM
Hello and welcome to the forums. Below are some links that will help your familiarize yourself with the forums. Read themand post any questions you have here. We're here to help you. Good Luck!
http://ficoforums.myfico.com/t5/User-Guidelines-Ge
http://ficoforums.myfico.com/t5/Rebuilding-Your-Cr
Starting Score: 50410-11-2012 04:58 AM
fuzzybean wrote:
Queeniam wrote:Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
Is it a valid debt?
I mean is it something you really owe and is it still within SOL?
10-11-2012 04:58 AM - edited 10-11-2012 04:59 AM
Queeniam wrote:whatIll what is a PFD?
PFD = Pay For Deletion (or maybe it's Paid instead of Pay)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


