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Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
Try for PFDs first. Maybe you can get some of them off that way. Don't just pay and hope for a GW, it may come to this later, but give the PFDs a try first.
@Queeniam wrote:Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
Is it a valid debt?
What do you mean by valid debt????
whatIll what is a PFD?
Hello and welcome to the forums. Below are some links that will help your familiarize yourself with the forums. Read themand post any questions you have here. We're here to help you. Good Luck!
http://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/td-p/88458
http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/What-Steps-Do-I-Take-Do-I-DV-PFD/td-p/337142
@fuzzybean wrote:
@Queeniam wrote:Should I try to settle all my Collection and charge-off account or pay them in full...then send good will letters. Thanks
Is it a valid debt?
I mean is it something you really owe and is it still within SOL?