Should I use CLOC to payoff Charge Offs

[mato01]

I have a Capital One CO with a balance of 542.00. And, a Midnight Velvet CO for 316.00. Both are scheduled to be off my credit reports in 2016, and 2018 respectively. Is this a good idea. I've been paying monthly on the capital one, so it updates monthly. Midnight velvet does not.

[RobertEG]

Is your question broadly whether you should pay off a debt that has been charged-off, or whether you should use another line of credit to do so?

[mato01]

Whether you should use another line of credit to payoff charge offs on my credit report.