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Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012

Should I wait or try again?

I haven't had luck so far with my first round of GW letters to WFNNB. I sent the last one to the President of Alliance Data Systems (parent company of WFNNB) last week and promptly received a phone call from the consumer relations department saying "no". Should I send another GW letter this week to WFNNB (not alliance)? I don't want to tick anyone off by being pushy but I also want to be persistent. Any thoughts?

 

TIA!


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: Should I wait or try again?

So what would happen if you "tick them off"?

 

Think about it.

Keep trying.

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Valued Contributor
Crashem
Posts: 2,351
Registered: ‎01-26-2012

Re: Should I wait or try again?

Keep trying with creditor but pick different people.
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Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012

Re: Should I wait or try again?


FrugalRican wrote:

So what would happen if you "tick them off"?

 

Think about it.

Keep trying.


Thanks! Great point...The worst they can say is "no" and I've already heard that a few times from them. Besides, once my other two baddies are deleted (hopefully soon - got confirmation again this week from both) then that's literally the only derog I have left on my CR. My goal is to have good credit regardless of my score :smileyhappy:


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

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Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012

Re: Should I wait or try again?


Crashem wrote:
Keep trying with creditor but pick different people.


That's my plan! Thank you!


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

Take the FICO Fitness Challenge
Frequent Contributor
bridgetkaryn
Posts: 369
Registered: ‎05-07-2008

Re: Should I wait or try again?

Keep trying... It took 3 months of "no's" from WFNNB to finally get a yes (and it was the same GW letter too, just with a different date at the top!)... Just be persistant and keep sending letters...

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!


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Regular Contributor
firsttimemama
Posts: 230
Registered: ‎04-17-2012

Re: Should I wait or try again?


bridgetkaryn wrote:

Keep trying... It took 3 months of "no's" from WFNNB to finally get a yes (and it was the same GW letter too, just with a different date at the top!)... Just be persistant and keep sending letters...



Thanks, I will. I'm mailing another one as I type :smileyhappy:


Starting Score: EQ=567, TU=564 4/17/12
Current Score: 4/29/12 EQ 629 TU 618 (both FICO
Goal Score: 750

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