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I currently have a vehicle and I am in the middle of my Chapter 7. My current vehicle has problems not to mention I am upside down on it has a high interest rate etc and not worth it to keep it. I plan on surrending it. I have been aprroved at 2-3 places to buy another vehicle. One is a very reliable SUV with 40k miles on it the interest rate is like 20%. I need a car if I am going to surrender my old one. The payment I can handle. BUT my thing is should I go ahead and buy this car and refinance or trade it later with a better interest rate? Or should I just rent a car until after my discharge for awhile and THEN buy a car after discharge? Advice please?
Locking this thread. The same question is asked here: http://ficoforums.myfico.com/t5/Bankruptcy/SHOULD-I-BUY-CAR-WHILE-IN-BANKRUPTCY-HELP/td-p/1286769