Shouldn't status show closed?

[Shokk]

I disputed a mortgage TL on my CR.  My ex quit paying for the house and it eventually sold in a short sale.  It was showing as an open account with a balance before.  Got a 21 point jump just fro this TL getting partially fixed.

I disputed and they updated to show 'Comments:Account paid for less than full balance.'  But the status still shows 120+ days past due instead of closed.

2 questions.  Shouldn't it show a status of closed, and is it affecting my score as it is?

Going to work on a GW for the lates.  I know I was still responsible, but I couldn't pay her house payment and rent for myself.

[llecs]

Any $0 balance closed account (good or bad) is viewed as closed by both FICO and lenders. 

That is normal for the status. If the account was ever 120 days past due at any time in the last 7 years, then that comment will show. Once the late(s) are removed, then the status will change, though the settled comment is just as bad per FICO.

[Shokk]

Thanks for the info! I hope BoA is open to GW.