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Simple Question...I think.

Valued Member

Simple Question...I think.

Both the OC and CA are reporting a old paid collection account to the CRA's.  If I get the CA to agree to a GW, will the OC automatically be removed with it?  Or do I need to send them a GW too?  Thanks.

Message 1 of 4
3 REPLIES
Established Member

Re: Simple Question...I think.

I believe that is true, that they will both be removed, but maybe the brain wizards around here can correct me if I'm wrong...

Message 2 of 4
Senior Contributor

Re: Simple Question...I think.

Hi larryb and Welcome to the forums,Smiley Happy

 

Sorry but no,one company can not delete what another company has reported to the CRA's.

 

So you would have to send one GW to the CA and another GW to the OC.

 

You said this was an old CA....... What is the date of removal from your CR's?

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 3 of 4
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Community Leader
Epic Contributor

Re: Simple Question...I think.

+1

That also applies to PFD offers made before a debt is paid to one or the other.

Only the party who reported the derog, whatever it is, can report its deletion to the CRA.

Message 4 of 4