A little bit of motivation to all the rebuilders:
Six months ago: horrible scores at middle 565 when I applied for an auto loan with only a $200 secured card to my name.
Today: Closing in on my first 700 FICO8 and just approved for a $10K line with Capital One along with another $5K, $3K and one card about to graduate steps. I've closed the secured card and know I will own a house next year.
Read the boards, use them to better your credit and reap the rewards! Jenny Craig can't provide these types of quick results!!!