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Last summer, when my car of 11 years hit 300,000 miles and died suddenly on me I was forced to go buy a new car.
At the time, I was just beginning to work on repairing my credit and could only get financed through Capital One at an interest rate
of 13.1%....Today, my credit union that I joined in September 2012 called me and offered a refinance offer of 6.1%!!!! Wooohoooo!!!
All my work is FINALLY starting to pay off....I think there may actually be a light at the end of the tunnel
I take it and run with with.
Trust me...I am! .
They pulled TU, My Fico is reading TU at 641, but I'm going to ask her tomorrow what it was reading when they pulled it. It just slipped my mind to ask today when I talked to her.
That is awesome. I just started working on my credit last week. Keep up your good work!