Small score jump weekly?

Anonymous · ‎07-01-2016

My EX score has went from 610 to 613 to 615 over 2 weeks. What's that about? Nothing new added.

Anonymous · ‎07-01-2016

Change in balances reported? Change in age of accounts? Change in age of baddies? Your credit report is constantly changing, whether you make any changes or not.

Anonymous · ‎07-01-2016

@Anonymous wrote:
Change in balances reported? Change in age of accounts? Change in age of baddies? Your credit report is constantly changing, whether you make any changes or not.

Exactly. EVERYTHING on your reports ages each day, and age is a significant factor in your score growth.

RonM21 · ‎07-02-2016

Agree. The reporting continuously changes and ages each day. These are small fluctuations, but they are going in the right direction!

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

RobertEG · ‎07-02-2016

Additionally, some agings can also result in your movement to scoring under a new scorecard.

That means your scoring will be done using a different algorithm with differrent weightings, etc.

Weekly changes are normally very small, but sometimes can be more significant if rebucketing has occured,.