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Regular Contributor
NY_Beauty
Posts: 193
Registered: ‎11-10-2012

Small victory?

My lender pulled my FICO today and while my EQ has not budged, my TU 04 and EXP (FICO II) both reported over 700?  Mid score only had to be 640 for the mortgage so I am happy!  Hoping that EQ goes up after my CLI is reported and one of my baddies shows PIF!  Not sure why I was so focused on the EQ. Probably because it seems to be the most important score here at myfico.  Any thoughts?

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!

Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: Small victory?

Looks to me like you're good to go on the mortgage!!!!!  That's my thoughts!  Don't feel bad, my EX is the same way, lagging behind.  :smileysad:


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Member
changeisvital
Posts: 45
Registered: ‎12-05-2012

Re: Small victory?

More like Huge Victory!!! You can qualify for the mortgage. That's your goal and you have achieved that.


Starting Score: 495 (12/2012)
Current Score: 520 (01-06-2013)
Goal Score: 680


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Regular Contributor
NY_Beauty
Posts: 193
Registered: ‎11-10-2012

Re: Small victory?

It seems unreal. I wanted those scores to change for so long. Once the EQ updates I will feel much better.

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!


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