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Yay! Doing the a little nervous but happy dance!
I wrote a GW letter to Capital one about a week ago and they just called me today! I can't believe the quick response after what I have read on here. Capital One is notorious for denying GW letters or totally ignoring them. I spoke with a very polite woman that asked me a bunch of questions, including what happened to cause me to get behind in my payments. I told her my story and she created a report and stated that she would send it and my original letter to her executive office and I should hear back from them in 2 days!
So excited! I am happy no matter the outcome because this is the first GW letter I have ever gotten a response too. My Cap One is a newer account so if this gets deleted I should see a nice bump up in my Fico scores
Just can't believe it, GW letter really do work! Thanks so much for your help and all the contact information everyone, you are all the BEST!
Congrats!! Please share the contact with me via pm. I've been trying to deal with Capital One too but I've gotten was the run around.
Thank you in advance.
Will you please send the information to me via PM as well? Cap One is the only derog being reported on my CR and I would love to attempt to get that rectified.
Thank you in advance!
Well they called back and said my request was denied But I am not giving up, I even told the agent I spoke with to expect to hear from me again in about 30 days to see if they will reconsider their decision. GW campaign continues........
@izzesparks wrote:Well they called back and said my request was denied But I am not giving up, I even told the agent I spoke with to expect to hear from me again in about 30 days to see if they will reconsider their decision. GW campaign continues........
Same here. Just got a call from an EO Rep stating that "there is nothing we can do for you..." and that they will not be adjusting the 30 day derog from back in March 2014. I have to admit...it is frustrating, however, when I asked if adjustments were ever done for any CapOne customer, her reply was that Cap One does not do courtesy GW out of fairness to all Cap One customers. Well, that is quite contrary to what is shared here at the Forums. How could Cap One say they will not GW adjust a late derog for anyone when there are plenty of Cap One GW success stories here in the forum? Sounds discriminatory to me...