So Good I had To Share! :)

baller4life · ‎01-25-2014

Congrats!!

LadyLeah · ‎01-25-2014

Awesome! Congrats!

Starting Score: 529 EQ | 551 TU | 614 EX | 579 TU FAKO as of 1/12/14
Current Score: 621 EQ | ??? TU | 614 EX | 618 TU FAKO as of 6/23/14
Short Term Goal Score: 650 across the board by 12/31/14
Long Term Goal Score: 720+ across the board by 6/30/15

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injustifiiable · ‎01-26-2014

Please share the letter you used...I also have a Midland account with T-Mobile....they are a monkey on my back!

kymanicreditlady · ‎01-26-2014

Congrats !!!! What type of letter did you send to them?

AA Executive 25k
Navy Fed 32k
Cap 1 Venture 15k
BCU 16 k

Cap 1 5500
Cap 1 5550
VS 3500
GAP 7500
Bloomies 7800
Spark 1600 Navy Fed24k Citi 18k

down_n_out · ‎01-26-2014

Congrats !!!! What type of letter did you send to them?

X2

DevilDawg235 · ‎01-26-2014

Hey guys it was a simple letter. Something along the lines of

"I just recently received a copy of my credit file and upon reviewing closely, I do not recognize this account. Please provide me with proof that I owe you what you say I owe you."

I also cited some stuff from the FCRA... Didnt think it was going to work but hey! What the hell... Why not give it a shot?

Starting Score: 507
Current Score: 515
Goal Score: 650

Take the myFICO Fitness Challenge

anackerman · ‎01-27-2014

Yay! Congrats!

Starting Score: EQ 511 (1/20/13)
Current Score: EQ 633
Goal Score: 680

Tia_Tulip · ‎01-28-2014

Congrats

My credit has moved to the tele floor.

Lechte · ‎01-28-2014

congrats....it's a great feeling.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)

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