Credit Cards Center Credit cards from our partners
Established Member
Posts: 20
Registered: ‎11-30-2012

So excited! 95 point score increase!

I checked my experian score on 11/11/12 and it was 498. I recently got a US Bank secured card with a 300 CL and it also has free experian credit scores with the online banking. As of today my experian is 593! 95 point jump in less then a monthSmiley Happy Ive also had 4 collections accounts deleted also this month! Can't wait to buy my first house as soon as that score gets to 680-700!

Established Contributor
Posts: 905
Registered: ‎07-25-2008

Re: So excited! 95 point score increase!

Awesome Congrats


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Posts: 13,897
Registered: ‎04-15-2011

Re: So excited! 95 point score increase!

Now that's a bump!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012

Re: So excited! 95 point score increase!



Make sure to check out your FICO scores from EQ or TU before you apply for a loan, since those are the true FICOs available to you. Great work, that's a lot of progress already!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
Posts: 18
Registered: ‎01-30-2009

Re: So excited! 95 point score increase!

Thats awesome! 

Starting Score: EF 527 Others???
Current Score: EF 546
Goal Score: 700 across the board

Take the myFICO Fitness Challenge
Established Contributor
Posts: 573
Registered: ‎10-21-2012

Re: So excited! 95 point score increase!

Holy guacamole!  Big jump, congrats!!

Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,987
Registered: ‎02-09-2012

Re: So excited! 95 point score increase!

That's pretty awesome!

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
New Contributor
Posts: 59
Registered: ‎09-17-2011

Re: So excited! 95 point score increase!

How did you get the collections deleted? GW? Dispute?

Regular Contributor
Posts: 193
Registered: ‎11-10-2012

Re: So excited! 95 point score increase!

Way to go!

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012

Re: So excited! 95 point score increase!

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.