cancel
Showing results for 
Search instead for 
Did you mean: 

So excited! 95 point score increase!

Established Member

So excited! 95 point score increase!

I checked my experian score on 11/11/12 and it was 498. I recently got a US Bank secured card with a 300 CL and it also has free experian credit scores with the online banking. As of today my experian is 593! 95 point jump in less then a monthSmiley Happy Ive also had 4 collections accounts deleted also this month! Can't wait to buy my first house as soon as that score gets to 680-700!

Message 1 of 20
19 REPLIES
Established Contributor

Re: So excited! 95 point score increase!

Awesome Congrats

 


Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 2 of 20
Moderator Emeritus

Re: So excited! 95 point score increase!

Now that's a bump!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 3 of 20
Valued Contributor

Re: So excited! 95 point score increase!

Beautiful!

 

Make sure to check out your FICO scores from EQ or TU before you apply for a loan, since those are the true FICOs available to you. Great work, that's a lot of progress already!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 4 of 20
Member

Re: So excited! 95 point score increase!

Thats awesome! 


Starting Score: EF 527 Others???
Current Score: EF 546
Goal Score: 700 across the board


Take the myFICO Fitness Challenge
Message 5 of 20
Established Contributor

Re: So excited! 95 point score increase!

Holy guacamole!  Big jump, congrats!!



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Message 6 of 20
Valued Contributor

Re: So excited! 95 point score increase!

That's pretty awesome!

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 7 of 20
Highlighted
New Contributor

Re: So excited! 95 point score increase!

How did you get the collections deleted? GW? Dispute?

Message 8 of 20
Regular Contributor

Re: So excited! 95 point score increase!

Way to go!

Amex Green Amex Gold Delta Rewards Discover IT CU Rewards Visa Closed on my new home 5/2013!

Message 9 of 20
Valued Contributor

Re: So excited! 95 point score increase!

Nice increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 10 of 20