So excited! My credit is looking up!

SSPA87 · ‎05-12-2014

I am so excited, a few weeks ago I requested a CLI from Capital One on my Secured CC. I got a notice saying that they were not able to grant my request because they do not do CLI on those accounts without additional deposit. I logged into my account today and my CL is now $750!!! It was $300! WOOHOO!!!!!

Also, last night I did the shopping cart trick and was approved for $500 VS CC! I am beyond thrilled. It is all starting to improve! I have a long way to go, but am hopefully going to have a large enough sum of money in the next month of so to be able to settle ALL my remaining debt. Just had to share with people who understand the joy of things like this!

Maxi11510 · ‎05-12-2014

Congrats on you cli with Cap One and your account with the shopping cart trick and Victoria Secret account.

creditlost · ‎05-12-2014

Congrats...Nothing like seeing rewards for hard work.

VirtualCuriosity · ‎05-12-2014

Congrats!!!! Kepe up the good work, it can be rewarding.

TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15

gdale6 · ‎05-12-2014

Grats to your CLI & continued success

CreditHealthy · ‎05-12-2014

Congrats!!

What's in my sock drawer? NFCU LOC 15,000] NFCU Cash Rewards 20,000][ Golden 1Platinum Rewards Card 6,600 Discover It 5,000,] {NFCU goRewards 17,500} Barclaycard 1250.00,]Cap one 750.00 ], Watering my garden for the next five years:-)
EQUIFAX 727 EXPERIAN 732 TRANSUNION 743 FICO} STARTING SCORE....554 July 2013

BluePoodle · ‎05-12-2014

@SSPA87 wrote:
I am so excited, a few weeks ago I requested a CLI from Capital One on my Secured CC. I got a notice saying that they were not able to grant my request because they do not do CLI on those accounts without additional deposit. I logged into my account today and my CL is now $750!!! It was $300! WOOHOO!!!!!

Also, last night I did the shopping cart trick and was approved for $500 VS CC! I am beyond thrilled. It is all starting to improve! I have a long way to go, but am hopefully going to have a large enough sum of money in the next month of so to be able to settle ALL my remaining debt. Just had to share with people who understand the joy of things like this!

Congratulations! Keep up the good work!

elm84 · ‎05-12-2014

After reading your post I did a CLI request on my secured card.. I doubt they will give me one as i just got the unsecured Plat Card (Should have done quicksilver) but maybe one day i can do that one.. I am waiting to see what happens .. I would like it to go to at least 500.. I love the credit game now as I am referring to it .. I am trying to get my UTI really low

Whitneyy · ‎05-13-2014

How long have you had your secured card, and do you always carry a balance or pay in full each month?

GOAL - 700 FICO across the board!

elm84 · ‎05-13-2014

I have had my card since Sept I was THRILLED to get it I PIF every month but I have high UTI (Bill is due 8th i I PIF the 1st and 15th) This month UTI was 49% I didn't pay in full for 2 months paying mim payment but always on time never late. I got it with a $49 deposit and got a 200 CL and it was increased (I think in March to 300) Never gone over limit. Also just got (Its in the mail now ) Cap 1 Unsecured Card