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Sock drawing credit cards.

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SLR72689
Frequent Contributor

Sock drawing credit cards.

I have four cards I am currently not using (one Comenity Bank, two Synchrony Bank - formerly GE - and one Capital One) ... how long can they sit without being used before the banks want to close the account? 

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Anonymous
Not applicable

Re: Sock drawing credit cards.

Some people say a year, some say six months. If these are older accounts (and with no annual fees) you want to keep them open. Charge a small amount on one of the cards every three months.

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dashpt
Frequent Contributor

Re: Sock drawing credit cards.


@SLR72689 wrote:

I have four cards I am currently not using (one Comenity Bank, two Synchrony Bank - formerly GE - and one Capital One) ... how long can they sit without being used before the banks want to close the account? 


some say 3 or 6 months.....its been 3 months since i last used my secured capone card, its still open.

Cap one secured=200 closed
Cap One unsecured10,000
Wellsfargo1500
Walmart5000
Victoria'ssecrets1850, citicard 6500TU=735,Ex=723,Eq=734
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