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I have some charged off loans from like 5 years ago still reporting. How bad do you all think the impact is if they keep reporting charged off?
@Anonymous wrote:I have some charged off loans from like 5 years ago still reporting. How bad do you all think the impact is if they keep reporting charged off?
Depends on whether they are updating periodically or not.
i posted an image. it is updating ALL THE time
@Anonymous wrote:i posted an image. it is updating ALL THE time
Then they are doing maximum score damage. Settling them (if you can't get a PFD) will stop the updating and allow FICO to "age" them.
ok thank you