Some advice please

[Anonymous]

So in just over a month I have managed the following on my husband's clean up:

Capital One credit card charge off. DELETED
LVNV collection account for Capital One. DELETED
Credit Control Corp Cox Hampton Roads collection account. DELETED
Credit Control Corp Cox Hampton Roads collection account. DELETED
Sun Loan Company tradeline with 3 late pays. TRADELINE DELETED
Western Shamrock tradeline with 4 late pays. TRADELINE DELETED
World Finance tradeline 2 late pays and charge off.  TRADELINE DELETED
IQ DATA INTERNATIONAL collection. DELETED
DFAS government debt collection. DELETED
Lendmark Financial tradeline 2 late pays.  TRADELINE DELETED
Lendmark Financial tradeline 1 late pay.  TRADELINE DELETED
JUDGEMENT on TransUnion updated to Satisfied and paid.  It doesn't appear on other 2.

Baddies still reporting:

Calvary Portfolio paid collection will fall off 2018

HSBC charge off 0 balance will fall off 2018

Fair Collections and Outsourcing paid collection fall off 2016 

First Premier 4 lates 0 balance closed 2013 (still trying to remove) 

Omni loan closed 0 balance 5 lates 2013

Verizon 0 balance fall off 2017

Ally auto charge off 2013 balance 13,064 reports my 100 payment and charge off monthly

Open positive revolving: 

Capital One secured $500 limit 0 Balance

Capital One unsecured $500 limit 0 balance

Capital One Quicksilver $500 limit will be 0 balance before reporting next

First Premier secured $300 limit 0 balance

Credit One $300 limit 0 balance

USAA secured $250 limit 0 balance (will be 5000 limit next month as I plan to have hubby use it for his frequent business trips)

Kohls $300 limit 0 balance 

Open positive installments

Fingerhut fresh start $180 limit 0 balance

Omni balance $9000

I realize even though I have done a lot of work that all the things I had removed above probably aren't going to improve his scoring much.  Would it be OK to close First Premier and Credit One?

[CH-7-Mission-Accomplished]

Wow, that is phenomenol success on your cleanup!  How did you do it?  Did you dispute?  If yes, what were your dispute reasons?  Or was it all through goodwill letters or calls?

Definitely kick Credit One and First Premier to the curb (or the moon).  You don't need those bloodsuckers in your life and the sooner you purge them from your credit reports, the sooner you won't ever have to look at their ugly faces again!

[Anonymous]

Thank you! Very personalized gw letters most of them addressed directly to CEO. One dispute and one PFD. It has been an extremely time consuming effort but fruitful!

[Anonymous]

Cancel both......could u pm me the LVNV please

[Anonymous]

congrats with the process, do u happen to have the contact info for Cap 1, email preferred?

[Anonymous]

I didn't email any of these.  I sent letters to corporate office of capital one and regular address to lvnv.  Maybe I just hit someone on a good day.

[Anonymous]

what was the address u sent to cap 1?

 thanks in advance

[Rina528]

Do you mind pming me the information for Capital One ?

[Anonymous]

PM sent to you both.

[Anonymous]

Do you mind sending info for capital one as well. Thanks!