Soooo close to 600!!!

[ktl72455]

After alot of work I am sooo close and I have more stuff I am waiting to be removed. I like score watch but my heart dont!!! LOL!!

		3/6/2013	598	Score Watch® alert: Your score reached   your target of 598.		More info No
Score Watch® alert: Your score reached your target   of 598.
		2/21/2013	589	Score Watch® alert: Your score has dropped.	Yes	More info No
Score Watch® alert: Your score has dropped.
		2/20/2013	597	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		2/11/2013	597	Score Watch® alert: Your score exceeded   your target of 591.		More info No
Score Watch® alert: Your score exceeded your target of 591.
		2/6/2013	590	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		2/3/2013	590	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		1/16/2013	590	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		1/12/2013	590	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		1/6/2013	590	Score Watch® alert: Your score reached   your target of 590.		More info No
Score Watch® alert: Your score reached your target   of 590.
		12/22/2012	589	Score Watch® alert: Your score exceeded   your target of 580.		More info No
Score Watch® alert: Your score exceeded your target   of 580.
		12/15/2012	579	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		12/6/2012	579	Score Watch® alert: Your score is unchanged.	Yes	More info No
Score Watch® alert: Your score is unchanged.
		12/4/2012	579	Score Power report: Your score is unchanged.		More info Yes
Score Power report: Your score is unchanged
		12/4/2012	579	Score Watch® alert: Your score reached   your target of 579.

[Bleety17]

Good job I hope to be joining the 600 score club soon as well

[dddewdrop]

i am in the 600 club sort of.... TU has me at 519 and  eq 625. Go figure.

[guiness56]

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@dddewdrop wrote:

i am in the 600 club sort of.... TU has me at 519 and  eq 625. Go figure.

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Why the huge differences in scores?  Something on TU?

[ktl72455]

Probally has a collection like me that is only showing on TU. My TU 579  &  EQ 598 so I am hoping once the collection is removed as agreed my TU will go up too.

[dddewdrop]

     I think

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@guiness56 wrote:

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@dddewdrop wrote:

i am in the 600 club sort of.... TU has me at 519 and  eq 625. Go figure.

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Why the huge differences in scores?  Something on TU?

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       I believe it is because of a citibank account from 2002 which is reporting as a positive tradeline on my EQ and EXp but no longer appears on my TU. I am in the process of a withdrawal of federal lien process. If I am successful the federal lien which was released in 2008 will come off my reports 3 or 4 years early and have a significant effect on all of my scores...

[guiness56]

Ok.  I was just curious.  That is still a huge difference for one TL that is not reporting.

[ktl72455]

Well my little collection was removed and there is no score change on TU , aleast my fako scores on MPM didnt show a change this morning.

[dddewdrop]

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guiness56 wrote:

Ok.  I was just curious.  That is still a huge difference for one TL that is not reporting.

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    I know. I agree with you. It doesn't make that much sense to me either. I have thin credit files so it is hard to figure out. I am lucky things fall off after  7 years because my  lifetime credit report is aweful. Anyway. i just went and re looked at all my reports and found that my lien is schedualed to be removed from my TU report in august 2013 even if my petition for withdrawal falls through so that is good news. 

[ktl72455]

I wish mine comming off that soon, mine gets to ride for 2 more yrs on mine..yuk!

But I did get both Cap1 CO paid off so they wont hurt my utilization any more , just waiting for the update. And they are supposed to vaccate the 2 judgements but said to allow 60-90 days for that .

I have 3 new CC that are 4mo or less old so need to let them age and keep at 0 or close as possible to it, I am AU on 2 of DH account with 90% used. I am paying them down but dont want to remove my self as AU because it helps my AAoA and I dont plan on applying for anything anytime soon. So I am hoping to just get them 2 paid way down and between all this I should reach 600 across the board I would hope!