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But can the OC AND the CA report the same debt?
For example, I have the following:
Its the same debt, one has a balance, the other doesnt.
I do believe they can. I think the OC has to change the balance to 0 though. Someone please correct me if I am wrong.
Yes, they can,. The OC is reporting their TL and the CA is reporting the collection of the TL.
If they sold/transferred the account to the CA then they need to report a 0 balance. If it is just assigned, they both can report a balance.