Hey, thanks for reading. Yes, the medical part really sucked and I am still kind of dealing with that now only my symptoms are much less aggressive.
Starting Score: EQ: 383 2/2011
Keep it going sphinx!! You're doing great!!
Hey All,
I guess I am on a 6 month update spree at this point, lol. A decent amount has changed yet again. I have finally hit 680! And I refi'd my Camaro with DCU for 2.4%. Boy did it feel good talking to some co-worker's about my rate and having them be impressed by it. For some unknown reason, A LOT of my baddies just disappeared. They weren't ready to, and I sure didn't do anything to make them go away, so we're just going to stay quiet on that one.
Wal-mart: $400 Currently at $1,100!
Best Buy: $500 CLOSED, I never recommend getting a Best Buy card.
Kay Jewelers: $2,500 (Up from $800 when I got it. Big time bump.) $5,000. Scary. My wife gives me looks.
Amazon: $600 Currently at $1,300.
Barclay Rewards: $1,500 ($500 starting. Nice increase.) Currently at $4,330!!!
Capital One: $1,500 (Credit Steps $500 starting. Good progress.) Currently at $5,500 AND a World MasterCard!!!!
Chase Freedom: $500 (Same as when opened.) $500. I have a feeling this card will never grow since I got it in such a bad credit situation, but I'll keep it.
PayPal Smart Connect: $300 (Same as when opened.) Still $300. Trash. Currently $2,800 AND being promoted to Paypal Extras MC!!
Macy's: $800 ($300 starting. Progress!) Probably still $800, I don't use or track this card anymore.
DCU Visa: $5,000 Still $5,000.
GM Buypower Cadillac WEMC: $300. What. A. Joke. Lol. Still a joke.
CareCredit: $3,000 Still $3,000
Discover: $1,500 Still $1,500
Chase Slate $500
American Express Gold: NPSL
Bank of America BankAmericard $1,000
Stuff just really started to go crazy. The fact that I am still under 700 after like, 4-5 years on this journey kinda sucks, but take it from someone who is LIVING the ACTUAL grind, not the BS you see where people are magically making all of their baddies go away. If you are STUCK with terrible agencies and derog's on your report, I welcome you! Some of these cards started at a MERE $500. It has been so much fun watching all of this unfold. UTI is about 27% and I am still working to bring that number down but a lot of it is interest free stuff I am just taking advantage of. I have something like 20-28 inq's across all reports, mostly for car loans. I have been through a lot of cars the last few years, lol. Any questions, feel free to PM me! I'd love to help keep you motivated if I can.