Credit Card Center Advertiser Disclosure†
12-14-2012 01:56 PM
12-14-2012 05:39 PM
Thanks a lot guys/girls! I am contemplating pulling another report as there have been 2 deletions and some balance changes since then and I'd like to get the full picture but I may wait until January.
12-14-2012 05:53 PM
yeah, I didn't wait. I regret nothing.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
12-14-2012 06:02 PM
12-16-2012 04:04 AM
7 point bump for no known/listed reason. EQ FICO: 592....I've never been at 600 let alone this close to 600. I may actually tear up when I hit it.
12-16-2012 06:14 AM
12-16-2012 08:23 AM
Love reading about your journey Sphinx, very inspirational! Keep up the great work!
12-16-2012 09:39 AM
Lol it happens? It could of just been an aging thing? Happened to me yesterday? Well doesn't matter take it and be proud
Yeah it lists 4 potential reasons, one of which is completely impossible, but I am not going to question it lol. Keep the points coming!
Thank you electra!
12-16-2012 09:52 AM
Great job so far!
One odd thing to do along the way a lot of people forget is.... have any/all dispute comments removed. In the long run, you may end up asking a company for goodwill or be applying for a mortgage and dispute comments will not be helpful.
12-16-2012 09:57 AM
The only ones I have are directly related to active disputes I have personally made. Once they finish the 30 days the dispute flags should* be removed, but I will definitely remember to double check that!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.