cancel
Showing results for 
Search instead for 
Did you mean: 

Sprint/West Asset Management

tag
stizzlerizzle
Established Member

Sprint/West Asset Management

Basically I owe $268 to Sprint (won't go into why I can't trust my brother anymore). West Asset Management have been calling, and have reported on my credit reports.

I tried dealing with WAM - DV, PFD, even talked to them - but I seem to be getting nowhere.

I was able to find out that Sprint still owned the bill.

If I call Sprint and they are willing to take payment, that doesn't mean WAM has to stop reporting to my credit reports, correct?

If I pay Sprint directly, would WAM receive any of the compensation?

 

Basically I want to know if I can use the fact that I can pay the OC as a way to get the CA to accept my PFD.  That way everyone gets there money, and I get it off of my report.

 

Sidenote: Definitely within SOL.  Want to try everything before paying and then having to send GWs and hope for the best.


Starting Score: TU: 655 EQ: 701 (12/2010)
Current Score:TU: 673 EQ: 701 EX: 675 (2/2011)
Goal Score: TU: 720 EQ: 750 EX:720


Take the FICO Fitness Challenge
Message 1 of 4
3 REPLIES 3
chasmith
Valued Contributor

Re: Sprint/West Asset Management

If WAM was assigned a bill you owe, they cannot keep reporting an open balance if you pay the OC and they accept the payment.  But they can mark it paid and leave it on your report because it is accurate.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
Take the FICO Fitness Challenge
Message 2 of 4
stizzlerizzle
Established Member

Re: Sprint/West Asset Management

yeah i was just wondering if anyone had tried using the fact that they could pay the OC to get the CA to accept a PFD.

if the CA gets no commision from the OC because they didn't collect it, they might be more likely to delete for my payment to them.


Starting Score: TU: 655 EQ: 701 (12/2010)
Current Score:TU: 673 EQ: 701 EX: 675 (2/2011)
Goal Score: TU: 720 EQ: 750 EX:720


Take the FICO Fitness Challenge
Message 3 of 4
andibogard
Valued Member

Re: Sprint/West Asset Management

 


@stizzlerizzle wrote:

yeah i was just wondering if anyone had tried using the fact that they could pay the OC to get the CA to accept a PFD.

if the CA gets no commision from the OC because they didn't collect it, they might be more likely to delete for my payment to them.


WAM is the devil. I tried that very same logic with them and they didn't care.  I believe your choices are to either bug WAM with PFDs until they accept, or work your way up the Sprint food chain and find someone who is willing to instruct WAM to delete if you pay.

 


Starting Score (7/7/10): EQ: 566 -- TU: 612
Interim Score (9/9/10): EQ: 603 -- TU: 614 -- EX: 654 (Lender)
Interim Score (11/5/10): EQ: 604 -- TU: 651 -- EX: 641 (FAKO)
Current Score (11/15/10): EQ: 598 -- TU: 670 -- EX: 632 (Lender)
Goal Score (12/31/10): EQ: 650 -- TU: 700
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.