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Basically I owe $268 to Sprint (won't go into why I can't trust my brother anymore). West Asset Management have been calling, and have reported on my credit reports.
I tried dealing with WAM - DV, PFD, even talked to them - but I seem to be getting nowhere.
I was able to find out that Sprint still owned the bill.
If I call Sprint and they are willing to take payment, that doesn't mean WAM has to stop reporting to my credit reports, correct?
If I pay Sprint directly, would WAM receive any of the compensation?
Basically I want to know if I can use the fact that I can pay the OC as a way to get the CA to accept my PFD. That way everyone gets there money, and I get it off of my report.
Sidenote: Definitely within SOL. Want to try everything before paying and then having to send GWs and hope for the best.
If WAM was assigned a bill you owe, they cannot keep reporting an open balance if you pay the OC and they accept the payment. But they can mark it paid and leave it on your report because it is accurate.
yeah i was just wondering if anyone had tried using the fact that they could pay the OC to get the CA to accept a PFD.
if the CA gets no commision from the OC because they didn't collect it, they might be more likely to delete for my payment to them.
@stizzlerizzle wrote:yeah i was just wondering if anyone had tried using the fact that they could pay the OC to get the CA to accept a PFD.
if the CA gets no commision from the OC because they didn't collect it, they might be more likely to delete for my payment to them.
WAM is the devil. I tried that very same logic with them and they didn't care. I believe your choices are to either bug WAM with PFDs until they accept, or work your way up the Sprint food chain and find someone who is willing to instruct WAM to delete if you pay.