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Starting Out

New Member

Starting Out

In the process of repaying a CO with Amex ($1.5k to go!) and hoping to see some score improve. Wish me luck!


Starting Score:TU:554 / EQ:566 / EX:547
Current Score: TU:635 / EQ:606 / EX:632
Goal Score: All Scores 720+


Take the myFICO Fitness Challenge
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Epic Contributor

Re: Starting Out

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New Member

Re: Starting Out

Today I made my final payment to Amex. I am now PIF. Am told to expect my zero balance letter within 10 days and my application for pre-approved Optima card within 20 days!

 

 


Starting Score:TU:554 / EQ:566 / EX:547
Current Score: TU:635 / EQ:606 / EX:632
Goal Score: All Scores 720+


Take the myFICO Fitness Challenge
Message 3 of 4
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Moderator Emeritus

Re: Starting Out


tumba1 wrote:

Today I made my final payment to Amex. I am now PIF. Am told to expect my zero balance letter within 10 days and my application for pre-approved Optima card within 20 days!

 

 


Let the rebuilding begin!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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