Starting my Journey

[trying_to_B_good]

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@alexl22 wrote:

UPDATE:

So I got approved for a Amazon card for 600, which will bring my revolving CL to 1500 with my Wells fargo secured card 500 and Walmart card 400. I read somewhere that having multiple credit cards and using responsibly and keeping a utl of around 9% will help me in the long run. Just signed up for Equifax's score watch and my Eq Fico is 639, when i started around a month ago it was in the mid 500 as were my other two. Equifax is my best one I believe. I will find out my TU from walmart and experian from psecu in june so will will see.

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Congrats on your recent success! Your gonna love that amazon store card! Keep that util. LOW, & those payments HIGH! You're on your way to credit SUCCESS!!!

[cmd0906]

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@alexl22 wrote:

Just signed the papers for my first car loan! My credit union made the process very easy and I go to pick up the car tomorrow!

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WOW!!!
First off, CONGRATS on your sobriety!!!! HATS OFF TO YOU!!!
You've accomplished a lot in such a short period of time. Very inspiring as I am also trying to rebuild. May I ask what your credit score was at the time you applied or was approved for the Walmart card? I really want to apply but is afraid of denial of course.  Great job and congrats on all of your approvals.

[alexl22]

At the time of the walmart card I'd say high 500's low 600's on TU, I had my secured card for 4 months using it a lot and paying off immediately. I was also very nervous about applying and it was my first real approval, I actually didn't know you could get denied for a secure card at the time I got mine lol.

[NikJ4]

Congrats on your successful start in your journey! Please keep us posted as you progress. You are an inspiration!!!!

[demario02]

If you do not mind, could you forward me that  letter?

Btw, congrats on your journey thus far!!

Thank you,

D