Starting over

[Jolynn6]

Trying to rebuild after our 2010 bankruptcy. I just bought our house in June, van in July. I have school loans on income based repayment which is 0.00 a month. I have a kohls card with 300 limit and lowes card with 2700. I've been decline several times buy various places but not sure who besides capital 1,Barclay,and walmart. Will I have better luck going in store to walmart? Or meijer? The only place that did offer was credit one and I've canceled that earlier. I only know my trans union score 678,right now.
What cards are good for rebuilding or would you suggest?

[RobertEG]

My first reaction would be to concentrate on getting a major bank card rather than another store card.

That may require starting with a secured card.

Do you have any unpaid, delinquent debt that may, aside from simply your score, be the primary basis for your current declines?

[Jolynn6]

The lady from Barclay said because I didn't have a credit card.? Confused because I have those store cards. I'll take almost any card,but yes would love a card I can use anywhere...as far as I know the only debt I have is school loans current,house loan current and van current.

[09Lexie]

As Robert indicated, they want to see a bank cc not store cards. I would suggest a secured card, try BoA or SDFCU