I'm so excited! I had applied for a BOA unsecured CC online. I received the typical "can't make a decision" notification online, so I assumed it was a NO...So I went into the bank and opened a SCC on Tuesday. On Wed my money for the SCC was still in the account, so I was confused...I went online and found the backdoor number for the BOA CC application number. Long story short, I WAS APPROVED!! Yes! I received a $700 unsecured card. I haven't received the card yet, it's supposed to take 10 business days...I hope I'm not dreaming!
I'm so excited because I'm on my way. I still will get the SCC so that I will have two lines working. By Feb when I pull my report, my numbers should be better because I'll have two cards showing activity. I'm so thankful for this site!!
Current scores 11/9/13
EQ: 591-FICO REPORT
EXP: 574-FAKO
TU: 590-FAKO
Goal: 725