DW had an ex open a card in her name in 2007 while they were living in Idaho. DOFD was 02/2008. My question is do the SOL laws apply in ID, or in AZ where we live now? Idaho SOL for suit is 5 years, in AZ it's 6 years. It's with Midland / Bursey. We've started the fraud paperwork to send to Midland, but we have to get a police report from Idaho. Is the PR a required step to send the fraud notification to Midland?
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@xsvspd wrote:DW had an ex open a card in her name in 2007 while they were living in Idaho. DOFD was 02/2008. My question is do the SOL laws apply in ID, or in AZ where we live now? Idaho SOL for suit is 5 years, in AZ it's 6 years. It's with Midland / Bursey. We've started the fraud paperwork to send to Midland, but we have to get a police report from Idaho. Is the PR a required step to send the fraud notification to Midland?
If the SOL ran in ID its dead in AZ if not then AZ would apply. If this is ID Theft then yes a police report and fraud affadvait are required to purge it from your CRs.
Here is the ID Theft info link
