Stellar Recovery?

ktm214 · ‎05-04-2013

Went from 623 to 594 due to a collection with Stellar Recovery. Anybody familiar with them? Are the willing to PFD? Thank You for any info.

starry1 · ‎05-04-2013

DV them right away. In my experience they were pretty easy, but I had violations on them, so when I filed a bbb on them, they folded right away.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)

ktm214 · ‎05-04-2013

I know that the debt is mine. I did a search here on the boards and they appear to PFD pretty good. I think that I will go that route just to get it taken care of and hopefully off of my CRs

ktm214 · ‎05-04-2013

Would I send my PFD to their office in Montanna or Jacksonville, Fla? Would it matter? I live in SC so, maybe Florida? I just want them to say "yes" so I will send it to Tokyo if I need to.

guiness56 · ‎05-04-2013

Do they have a corporate office? I would send it there.

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ktm214 · ‎05-05-2013

It does not say which is their corporate on their website. I assume Montana since it is also the city on my CR. Should I send it to the address on my CR that is in Montana or the one on their website in Montana? They are different. Thank You.

Shogun · ‎05-05-2013

I would send to the address listed on the CR first, or send to both.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

ktm214 · ‎05-05-2013

Thank You, Shogun. I will send to both. Should I send to their office in Jacksonville, Florida also?

Shogun · ‎05-05-2013

Absolutely, and when sending PFDs, send those to everybody.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

ktm214 · ‎05-05-2013

Great. Thank You.