Steps in the right direction! Total UTL under 50%

[Anonymous]

So, my scores right now are

Trans 625
EQ 586

EXP 600+

They were 634, 615 and 660, but i had a bogus collection hit my account and drove them all down, but also my credit cards were all maxed out with the new scores too (two cards just over the limit).

Needless to say, i have paid all my credit cards to under 50% balances.  I am hoping that my scores get a nice boost from  

[fused]

Keep getting your util down and you will be in a better place, no (less) debt and higher FICO scores. BTW, I noticed you posted your EX score, are three scores you posed FICO's?

[Anonymous]

The TU and EQ are myfico scores, the EX is a assumption based on a lender pull fico.