04-16-2013 08:27 PM
04-17-2013 01:12 AM
First, credit report exclusion of a collection is based only on the date of the first delinquency on the OC account that preceded the collection, so no later activity can reset the credit report exclusion date.
As for the reporting, I would call whoever reported and have a chat. If that does not gain results, you can file a direct dispute with the reporting party challenging the accuracy of their reporting. If the balance is $0, that contradicts active collection on a delinquent debt.
04-18-2013 01:35 PM
11-26-2013 01:54 PM
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