No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I sent a PFD to IC Sytsems. I offered to pay in full ($156) and requested the negative item deleted from all three credit bureaus. I didn't send any money. This is the response:
Please accept this letter as confirmation your account has been deleted from our files. We will request that any information our office may have forwarded to the credit reporting agencies regarding this account be deleted or removed from their records. You may wish to check with your local credit bureau to ensure that your credit file has been deleted.
The letter is dated 11/16. My credit monitoring service did not alert me of any changes. Is this a mistake? Why would they delete it and I haven't paid? Also, nothing has been deleted yet.
Thanks in advance
I wouldnt even ask. Just wait and see if it gets deleted.
I'll wait a while and see what happens.
Sounds like they are deleting from the CRA's i wouldn't inquire any further. Just wait and see what happens!
It can take 30-45 days for the CRAs to delete (IIRC, they might actually be allowed longer), so give it more time.