Well I'v been sending out GW letter and disputing them online with the agency, so after three months I came to the conclusion that I'm stuck with this three baddies. Now I'm wondering if I'm able to recover from them 
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Baddies
1. Apollo - Zero balance - Updated Jan 2014 "Paid Charge Off:
2. Conns - Zero Balance - Charge off - Last reported Dec 2012
3. Conns - Zero Balance - Change off - Last reported Nov 2013
Good.
1.BofA MTG - 4yrs Never Late.
2.GM (TRUCK) - 2yrs never late
3.Capital One Secure Card - Current Dec 2013
4. Credit One - Current Dec 2013
5. WFNNB/EXpress - Cureent Jan 2014
6 Student Loan - Jan 2011 "Current"
The down fall is that i have 9-10 inquires listed on each credit report.
Current SCORES - "EQ 587" - "TU 601" - "EX 598"
Now I wonder how my score are going to look in six month.. I'm not going to apply for any cards.
Well you've actually bumped your scores up quite a bit, so you're headed in the right direction. A little time in the garden could do you wonders. What are the DoFDs of these accounts? Hence, when are they to be excluded from your CR?
Head over to the gardening thread and settle in a bit. But just to give you something to do, I'd still send out the GWs about once a month, just in case you get lucky!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.