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Student Loan Current, but derog marks

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ChangeIsPossible
Contributor

Student Loan Current, but derog marks

Half of my negative mark accounts are from Student Loan servicers where my account is currently current, but at one had 30,60,90,120 day lates. Has anyone had success with clearing up lates with Discover Student Loans (Serviced by Great Lakes), EdFinancial, Dept of Education, & Sallie Mae? For instance, 3 EdFinancial Loans were transfered, but it has negative marks? Who should I GW. Is there a certain GW that should be sent to companies and what what would best, email, fax, phone, or snail mail?

 

I've considered using Lexington Law or another company in attempts to have some of the marks cleared, but from what I haven't read a lot of good remarks or great successes that would justify what you spend on these companies!

 

 

Dbk/Glelsi

12/2008

$7,178

Pays account as agreed

 This account has late payments in the past

 

Edfinsvcs

10/2008

$6,797

Pays account as agreed

This account has late payments in the past 

 

Edfinsvcs

9/2008

$6,149

Pays account as agreed

 This account has late payments in the past

 

Sallie Mae

10/2006

$5,864

Pays account as agreed

No

 

Sallie Mae

9/2007

$3,756

Pays account as agreed

 This account has late payments in the past

 

Dpt Ed/Slm

10/2009

$2,866

Pays account as agreed

No

 

Sallie Mae

10/2006

$2,817

Pays account as agreed

No

 

Edfinsvcs

9/2008

$2,728

Pays account as agreed

 This account has late payments in the past

 

Dpt Ed/Slm

10/2009

$1,120

Pays account as agreed

No

 

Edfincslfs

10/2008

$0

Pays account as agreed

 This account has late payments in the past

 

Edfincslfs

9/2008

$0

Pays account as agreed

 This account has late payments in the past

 

Edfincslfs

9/2008

$0

Pays account as agreed

 This account has late payments in the past

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1 REPLY 1
Bleu
Contributor

Re: Student Loan Current, but derog marks

"I've considered using Lexington Law or another company in attempts to have some of the marks cleared, but from what I haven't read a lot of good remarks or great successes that would justify what you spend on these companies" SMH... just give me your money. I'll spend 15 mins and 45Cents on a stamp to do what they are going to do. Write a letter. Hell i wont even charge you monthly. But seriously , if you didnt pay , they probably wont remove it. If you are currently paying you might have a shot. Does not hurt to ask.

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