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Student Loan

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reneern1
Valued Member

Student Loan

Has anyone had any luck getting 90 days late payments off of their Student Loan. The Bank on this account is AES is the holder of the loan. The account was opened in 2004 and the late charges are from 2009.


Starting Score: TU 517 - EQ 539
Current Score: TU 654 - EQ 657 - EX 641 FAKO
Goal Score: 750


Take the FICO Fitness Challenge

Message 1 of 7
6 REPLIES 6
sphinx313
Established Contributor

Re: Student Loan

The only people with no luck are those that don't try! It's nice to get some reassurance sometimes when people tell you they have had luck, but don't let it discourage you to at least give it a shot. Obviously this does not apply when referring to specific lenders that have just proven time and time again that they will not budge but with some lenders you just have to give it a shot! Good luck!



Starting Score: EQ: 383 2/2011
Current Score: TU: 644 EQ: 648 EX: 6?? 2/2015
Goal Score: 700


Take the FICO Fitness Challenge
Message 2 of 7
beb86
Valued Contributor

Re: Student Loan

Is it federal or private?

Message 3 of 7
reneern1
Valued Member

Re: Student Loan

It's a federal loan. I disputed once and they rejected. Was going to try again!!


Starting Score: TU 517 - EQ 539
Current Score: TU 654 - EQ 657 - EX 641 FAKO
Goal Score: 750


Take the FICO Fitness Challenge

Message 4 of 7
beb86
Valued Contributor

Re: Student Loan

if the are in default you could go the rehab route and that can wipe out lates...but if you are current best bet is the GW route

Message 5 of 7
reneern1
Valued Member

Re: Student Loan

I have been paying as agreed since 2009.

Starting Score: TU 517 - EQ 539
Current Score: TU 654 - EQ 657 - EX 641 FAKO
Goal Score: 750


Take the FICO Fitness Challenge

Message 6 of 7
beb86
Valued Contributor

Re: Student Loan

best bet is just send GWs

Message 7 of 7
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