Finally had some success with this.
It's a $670 medical collections from 2008. They agreed to delete for 536. I offered 350.
Could have probably waited until 5/15 for it to fall off but I'm planning on applying for an auto loan early next year. It was only on EQ but I wonder if I would see any kind of point increase.
I'll give them a couple weeks to delete it from EQ.
