Rebuilding Your Credit

[Renata]

Another one just dropped off.

TL: Four years old, OC was Qwest. Settled for less than full balance in 2010.

Method: GW letters via email and fax.

I sent emails to the following general addresses, which got me quick responses:

recoveryteam@afni.com

rso@afni.com

I also have more specific emails/fax #s/addresses available. PM me if you'd like the list.

Once again, thank you FICOforums! Y'all rock!

[fused]

Congrats, Renata!!!!!!

[getit2gether]

CONGRATS

[Bleety17]

Good Job!!! Hope i start to see some good luck with my GW letters!

[scorpio18]

Would you Please PM me the list...Thanks in advance!!

[sml1997]

Awesome job....can you pm me the info as well. Thanks

[themeggerz]

I had a collection from AFNI ($88) that was not mine, but didn't have any success fighting it.

I sent a goodwill letter asking for it to be removed because I paid it in full 3 years ago.

I sent it to the email on their website for "general inquiries" - pretty easy to figure out since they are "customer service" oriented

I got a reply and a .pdf letter stating it would be removed immediately.  AFNI is pretty efficient.

[joshandkimm]

Congrats on that! I also had luck with AFNI aka ANDERSON FINANCIAL. The only problem is they mailed me a delete letter, but it still showed up on my credit for like a year after. Finally it has come off!

[sml1997]

Ok.... this certainly works!!!!! I emailed AFNI on Friday, and I this morning I received a email with an attached PDF file stating they have filed a request to delete from all three CRA's.

Yahoo!!!!!!!!!!!!!!!!!!!!

Thanks Renata for sharing.

[climbingback]

Inspired by people here, I did the same, and had success with a GW deletion within minutes

Note that I called yesterday and was told over the phone that "We don't do deletions", but sending emails instead did the trick.