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I have been reading this site for weeks and was able to get tons of info.
When we started we had paid a collection before we found this site.
I found out that we should have PFD the collection instead.
I called the CA and ask if they could remove it from our CR and they did (took me a week) they were nice people .She told me to watch CR make sure CRA deletes it if they don’t I have to dispute it with them.
They already delete it from their computer. (Hope its no lie!!)
We do have letters Paid in full. We settled for half.
In 3 weeks we had CA removed collections on CR and a med bill removed.
Thank you for this site.
CA was AAS and it was for a bank from 2004. We still had 1 year left to fall off.
We had 2 collections on our CR.I was able to have them both removed.
Thanks!!
Yes,
They deleted it.
We check our credit report and the collection is gone!!!
I am so happy.
I have to say that was fast.