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I'm so happy about the little things so I wanted to share
On Oct 3rd I sent my first batch of PFDs and GW letters. Today I got a response to one of my PFDs that they accept my offer to pay and will remove the collection from all three credit bureaus! This was for an old utility bill balance from when I moved. One down many more to go!
On Oct 3rd I sent my first batch of PFDs and GW letters. Today I got a response to one of my PFDs that they accept my offer to pay and will remove the collection from all three credit bureaus! This was for an old utility bill balance from when I moved. One down many more to go!
Starting Score: EQ-485 TU-558 EX-576 AUG2012
I'd say that was a good one. Congrats!!!!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Starting Score: EQ 717 EX 724 TU 736
Congratulations to you, and welcome to the forums!
There's a saying that I liked to focus on during my rebuild: "I may not be there yet, but I'm closer than I was yesterday." Keep up the good work, this is a great first step. Best wishes to you!
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
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