@blunderer wrote:
First and foremost thank you, to everyone for all the helpful information that has helped me clean up my credit reports.
Of course the easiest request was to “Dorothy” with Equifax. As stated on the boards here, you just a leave a message with the pertinent information and she’ll take care of it. I know for some, you don’t like leaving acct numbers/SSN on a voice mail so you can leave a message with your contact info because she will call back. But based on my experience, because I’ve contacted her for something else in the past, it’s easier if she knows what you need in advance so she can get it taken care of right away when possible.
Next I contacted TransUnion at their toll free number and spoke to a “live” person who removed my dispute comments while I was on the phone. To get through I dialed the number provided on the boards here, selected option #3 then option #2. Initially I did receive a front line customer service rep to which I stated I needed to speak to someone in the Special Handling Dept. I was asked for my SSN and address before being transferred. Once transferred I spoke directly to the individual who updated my credit report on the spot. She said she saw the update on her side but I wouldn’t be able to see the update for another 24hrs and I would receive an updated copy in the mail within 5-7 days. Even though it’s been posted before, I’m not sure if I’m allowed to post the toll free number here so if you want the number just let me know and I’ll gladly PM you.
Hopefully once the remarks have been removed my credit score won’t drop. The account has a 0 balance so my utility will not increase. The credit limit is already being calculated into my total credit limit on the report so the removal of the remarks shouldn’t have any effect on my score. We’ll see
I haven’t had any success with Experian yet but will provide an update once I do. I’ve tried a couple of the numbers posted here but neither one has worked so far. One is totally automated and even states you will not be transferred to a live person.
Again many thanks to everyone here for all the helpful information provided in managing and maintaining positive credit.
Was there any luck with experian and can you pm the info if u did
Starting Score: 603 - EQ, 534 - TU, 669 - EX FAKO
Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
