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Successes thanks to you guys!

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musicdiva
Valued Member

Successes thanks to you guys!

Thank you all for all the wonderul contributions!

 

Thanks to everyone's input and threads I have had the following successes.  Please let me know if any detailed information is needed:

 

LHR - DELETED (3!)

Bal. $697.14 - Deleted! - OC was Blaze MC

Bal. $661.70 - Deleted! - OC was Legacy Visa

Bal. $568.56 - Deleted! - OC was First Savings

DOFD's were roughly between 2008-2009

I only did ONE DV for each of these on 6/29/2012. 

Checked my Credit Reports on 2/25/2013 and found LHR to be gone entirely. 

I also checked the LHR webpay website and none of the accounts could be found in LHR's system by account number.

 

AFNI - DELTED

Bal. $200ish - OC - MCI

Did only ONE DV 6/29/2012. 

This was roughly from 2002ish, but AFNI was newly collecting on it in 2011.  

I received a response w/in 2 weeks from AFNI.

 

ARROW Financial - DELETED  

Bal. $600.18 - OC - CORTRUST Credit Card / Bank

Bal. $661.70

Did only one DV 8/28/2011

Letter received confirming deletion on 09/19/2011

 

I just wanted to share my successes since I'm busy asking a million questions on how to deal with other baddies and everyone is being so generous w/assistance.

 

Thanks all.

 


Starting Score: EQ 522, TU 482 June 2012
Current Score: EQ 502, TU 548 Jan 2013
Goal Score: 750


Take the FICO Fitness Challenge
Message 1 of 9
8 REPLIES 8
guiness56
Epic Contributor

Re: Successes thanks to you guys!

Holy cow that is a lot of deletions!  Great job.  You should see some increase in score after that.

Message 2 of 9
Epcot
Valued Contributor

Re: Successes thanks to you guys!

Congrats on your deletions! That's great. Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 3 of 9
Shogun
Moderator Emeritus

Re: Successes thanks to you guys!

Guess what you get....

 

Happy Dance!!

 

gary busy dance.gif

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 9
guiness56
Epic Contributor

Re: Successes thanks to you guys!


@Shogun wrote:

Guess what you get....

 

Happy Dance!!

 

gary busy dance.gif


Lol.  You had to have spent all day stock piling these!

Message 5 of 9
Shogun
Moderator Emeritus

Re: Successes thanks to you guys!

Maybe....  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 9
musicdiva
Valued Member

Re: Successes thanks to you guys!

I did for a good while! I was doing my happy dance then! Smiley Happy

 

A few months later, I tried to get a car loan (had no choice) and the dealer promised to only approach two lenders upon my request but they shotgunned me twice. So, it went back down.  I've since added a Wells Fargo Secured card and Navy Federal's Secured Card will be here this week. 

 

I've been intending to post my successes for a loooongg time now, but something always distracted me.  


Starting Score: EQ 522, TU 482 June 2012
Current Score: EQ 502, TU 548 Jan 2013
Goal Score: 750


Take the FICO Fitness Challenge
Message 7 of 9
musicdiva
Valued Member

Re: Successes thanks to you guys!

OMG LOL Love it, thank you!!

 

*Happy Dance*

 

Retyping it all makes me appreciate again what a true success that was. Thanks to these boards!


Starting Score: EQ 522, TU 482 June 2012
Current Score: EQ 502, TU 548 Jan 2013
Goal Score: 750


Take the FICO Fitness Challenge
Message 8 of 9
jmr2012
Valued Member

Re: Successes thanks to you guys!

Awesome!!!

I noticed that you had First Savings CC listed.  I also have them on my report from the same time period.  Did you send a PFD letter to First Savings directly?  Any information would be helpful as I really want them off my report.

 

Thanks!

Starting Rebuilding 4/8/16 My Fico 528
TransUnion 544
Experian 519
Equifax 529
Current TransUnion 584
Experian 630
Equifax 628
Message 9 of 9
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