I just found this forum a couple of weeks ago, and I've already seen improvement!
I had no idea I could ask them to remove paid collections- it never occurred to me.
We are planning on buying a house and I needed 1 whopping point on my TU score to qualify for decent lending. I sent a GW, by email, to I C Systems and within a week they agreed to remove it and as of today, it's done!
5/22/09 604 EQ/629 TU/653 EX (plus score)
5/9/09 604EQ /619 TU/642 EX (plus score)
Thanks guys for the wealth of knowledge floating around this forum. I'm going to try another GW letter for J C Christensen CA and see if I can't bump it a bit higher!
Yes, i'd like to know the email addy you used as well because their website states this:
Did You Receive Correspondence
This is a communication from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Please direct all inquiries to the phone number or address listed in the letter. To make a payment, please follow the payment instructions within the letter.
To ensure our compliance with debt collection laws, we are unable to acknowledge questions or discuss account issues via e-mail.
You may send correspondence via U.S. mail to the address listed below. Note: Any responses will be handled through U.S. Mail or a phone call.
444 Highway 96 East
PO Box 64378
St. Paul, MN 55164
--Please message me the email addy you used as well. TIA!!