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Successful Goodwill Letter - GE MoneyBank

New Member

Successful Goodwill Letter - GE MoneyBank

I had one 60-day delinquency that was dragging my score down to 713. I wrote one carefully crafted letter and within three weeks the item was dropped from my credit report and my score is now 774!!! HALLELUJAH!!!! Happy Dance :-D
Message 1 of 60
59 REPLIES
Contributor

Re: Successful Goodwill Letter - GE MoneyBank

That's fantastic, congrats!  What a big jump!  How old was the delinquency?  Did they send you any kind of letter or did they just delete the lates?



Starting Score: May/2010:TR=566,EQ=604,EX=624
Current Score: TR= ?,EQ=680,EX= ?Closed 12/2012 w/769 score just in time before ex's CO hit me


Take the FICO Fitness Challenge

Message 2 of 60
Valued Contributor

Re: Successful Goodwill Letter - GE MoneyBank

Awesome, good win and congrats to ya!

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Message 3 of 60
New Member

Re: Successful Goodwill Letter - GE MoneyBank

No, they never responded to my email - they just deleted the lates. I thought they were ignoring me.

 

The delinquency was from 2009. 

Message 4 of 60
Contributor

Re: Successful Goodwill Letter - GE MoneyBank

Cool! If I can get my lates off from 2008, I could get a decent score jump too.  Thanks.



Starting Score: May/2010:TR=566,EQ=604,EX=624
Current Score: TR= ?,EQ=680,EX= ?Closed 12/2012 w/769 score just in time before ex's CO hit me


Take the FICO Fitness Challenge

Message 5 of 60
Valued Member

Re: Successful Goodwill Letter - GE MoneyBank

Did they delete the lates or the full tradeline?

Message 6 of 60
Member

Re: Successful Goodwill Letter - GE MoneyBank

Can you PM me the address you sent the letter to. Smiley Happy

Message 7 of 60
Regular Contributor

Re: Successful Goodwill Letter - GE MoneyBank

think you can pass on your GWL and the address???   any help is much needed  thx      Also have you had to deal with Chase or BOA??

Message 8 of 60
New Visitor

Re: Successful Goodwill Letter - GE MoneyBank

Could you please send me the email address you sent the goodwill letter to?

Message 9 of 60
Regular Contributor

Re: Successful Goodwill Letter - GE MoneyBank

I also noticed ... after my GW letter  my lates have been removed from Experian!!!    Waiting on the other two to update, hope i dont have to wait much longer.  EQ seems always to be slow.

Message 10 of 60