Credit Card Center Advertiser Disclosure†
11-09-2011 10:13 AM
Thanks for the info. I sent them a GW email and got a call within minutes from an extremely rude lady who seemed to find it amusing that I was requesting a GW gesture! She was so rude and informed that they just don't do that. Grrrrrrr!!! I hate GEMB
I'm sorry you had to deal with them! I've dealt with some pretty rude companies before, but GEMB sure takes the cake! I've never felt so strongly about hating a company so much! Maybe just keep trying and eventually they'll decide to have some mercy and maybe give in? Hopefully you'll eventually have some luck with these folks. We ended up spending a little more on some Samsung appliances, but I know they're some of the best, and better than that, NOT GE!!!!
11-09-2011 02:43 PM
I had one 60-day delinquency that was dragging my score down to 713. I wrote one carefully crafted letter and within three weeks the item was dropped from my credit report and my score is now 774!!! HALLELUJAH!!!! Happy Dance :-D
Congrats Could you PM me the address you used? Thanks!
04-24-2012 05:02 PM
I would very much love to have the GEMB contact info please! Thank in advance
08-03-2012 03:29 PM
Could someone PM me the information as well? Did anyone get the letter the OP was successful with?
I'm very frustrated as I have a 15+ year good credit history, but am looking to buy a home right now, and a single over 30-days late payment on this GE card is bringing my score down under the threshold that will cost me a whopping 1% more in interest rate. I have 2 previous mortgages with not a single late payment, years of credit cards paid on the nose, etc. It's just crazy that all that good history means so little if you get a negative on your report (well,my debt ratio is a tad high but it was this late payment that really dropped my score like a lead weight).
The one I have is an Amazon store credit card, and I got it confused with my other Amazon rewards card, hence missed a payment. They didn't contact me or do anything to let me know the way other credit cards have, before nailing my credit report. I won't ever be using it again that's for sure.
08-06-2012 02:06 PM
Just FYI, I did indeed get GE Money to agree to remove the one late payment from my credit report, I basically just explained how I'd mixed it up with another card by the same name, and had several cards with them with over 5 years of always paying on time. So they agreed to a one-time removal of the late item.
09-27-2012 06:56 AM
Could you PM me the contact you used to get the late removed
02-27-2013 08:42 AM
I know this is an older thread, but I am just now getting into repairing my credit (along with my wife's). We have 2 lates from GE Capital Retail Bank where my bank's payment was returned due to invalid acct # on the check. I am writing a GW letter along with bank statements showing the returned payments. Is there an email address I can directly send these to? It seems like people don't have much luck sending to their PO Box.
Thanks in advance
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.