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@Anonymous wrote:
My secured card is cap 1. I have to many inquiries from the two car loans from dealer pulls. I have came a long way. Don't want to hurt it with trying to get card. Cap 1 card is 200 cl they say it will not graduate. I tried the shopping cart thing, never got a pop up.
Was the dealer pulls in 1 day or a couple of days? They're viewed as basically 1 pull because it's for a long term loan. So getting a hp for a new TL wouldn't be the end of the world.
How are you using your secured card? Make sure to not have it report over 9% utilization.
As far as the shopping card trick, that could be a score thing. But make sure your cookies are cleared. try in "privacy" mode and make sure pop up blockers are off. I'd try express or jcrew people report are simple to get.
BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature
@Anonymous wrote:
Thanks alot for the help and my utli is at 6%. I may have to just try to app for a card. Really need that mortgage been renting for 6 years.
There's something somewhere (in the fourm) about not applying for anything 6 months? a year? before a mortage should happen. I'm not in the market for a house so I don't know the details. Do a search. Even if you get your 10 point bump in score you may want to wait for the inquiries to clear etc...
BK 7 Dismissed: 5/2014 AAoA: 6 years Credit Scores (07-02-2015): My Privacy Matters: TU: 633 EX:658 EQ: 651
How to add pics to Signature
@Anonymous wrote:
The collection is medical, 4 negative accounts are lates like 1 30 day, 2 60 day, and 1 120 day. 1 is mortgage paid/closed, 2 auto paid/closed, 1 home equity paid/closed. Will fall off between December and August.
Were these CCs? Are they charged-off? Do they still show balances?